Mr. Elvin Tharm is currently Senior Managing Director, Head of Retirement Proposition, Asia Retirement, Manulife. He is responsible for driving the execution of strategic visions and propositions for the retirement business across the Asia markets. Elvin also serves as a non-executive Board of Director for Manulife Investment Management and Trust Corporation, Philippines. Prior to joining Manulife, Elvin was the Head of Business Development and Client Relationship for Mercer Hong Kong’s Wealth business. He was responsible for bringing together pensions and investment solutions for institutional investors and wealth management intermediaries in Hong Kong, Singapore, Macau and Taiwan. Before that, Elvin held several senior positions with Principal Financial Group in Hong Kong and prior to that, a consultant with Willis Towers Watson in Los Angeles, California and subsequently in China covering Shanghai, Beijing, Shenzhen and Guangzhou. Elvin is a Fellow of the Society of Actuaries and the Actuarial Society of Hong Kong. He also serves as the Chair of the Business and Strategy Sub-committee Member and a Taskforce member of the Cross Straits Pension Forum of the Hong Kong Retirement Schemes Association (HKRSA).