Howard Lee is responsible for reserves management, financial infrastructure and fintech.  He is also an Executive Director of the Hong Kong Mortgage Corporation Limited.  He joined the HKMA in 2009 as a Division Head and has worked in various areas including monetary management, financial stability surveillance, corporate services and banking policy.  He was appointed as a Deputy Chief Executive on 1 January 2018.  Prior to joining the HKMA, Mr Lee worked in the Hong Kong SAR Government in areas relating to economic development, financial services and other public policies.