Arvind Swami has been part of the FSI community, in various regional and global roles, for the past 20 years. He has worked for Banking platform vendors like Temenos, Oracle Financial Services and SAP. In his banking platform journey, having been involved in transformational engagements globally, Arvind has seen that the architectures surrounding these core systems can be a major constraint on delivering open banking. Also, the shift that is happening towards Open Architecture and how banks who have embraced it have been successful.